General Liability Insurance

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A growing number of risk managers require for-hire truckers to have Trucking General Liability Insurance. It pays for injuries or property damage you cause as a result of business activities NOT directly related to operating your truck. This coverage may include the following:

  • Bodily Injury and Property Damage Liability

  • Personal Injury and Advertising Injury Liability

  • Medical Payments

  • Products / Completed Operations

  • Damage to Premises Rented to You

Auto Liability Insurance

In order to operate, all trucking companies must have Auto Liability coverage. This coverage consists of two main components: Bodily Injury and Property Damage. These coverages will react in the event of an at-fault loss.

  • Bodily Injury will cover medical expenses, hospital bills, rehab/physical therapy, long-term nursing care, lost earnings, funeral expenses, pain and suffering, and other medical related expenses resulting from bodily injury or death of a third party when your equipment was at-fault.

  • Property Damage will cover repair or replacement of damaged property, buildings, signs, etc. up to the policy limit which you are insured.

Cargo Insurance

Motor Truck Cargo insurance (Cargo) provides insurance on the freight or commodity hauled by a For-hire trucker. It covers your liability for cargo that is lost or damaged due to causes such as fire, collision, or striking of a load.

Coverage may include:

  • Damage or loss of cargo due to fire

  • Collision/Cargo Damage

  • Removal Expenses Coverage

Coverage may include:

  • Sue and Labor Coverage

  • Earned Freight Coverage

Physical Damage Insurance

There are a lot of risks in the business of trucking. A truck could be damaged in a number of ways including things like fire, hail, sleet or other natural disasters. A truck could also be stolen or vandalized. Any of these issues could severely impact business.

Our Truck Physical Damage coverage offers 24-hour collision coverage for damages to your tractor or trailer. Our flexible trucking insurance policies allow you to build a policy for your unique needs. A few coverage options include:

  • Collision and either specified perils or comprehensive coverage

  • Towing

  • Loan Gap Coverage

Additional Coverage Options

  • Trailer Interchange Insurance

  • Trucking Pollution Insurance

  • Trucking Crime Insurance

  • Commercial Truck Roadside Assistance

  • Commercial Equipment Insurance

  • Trucking Bonds

  • Workers Compensation & Occupational Accident Insurance